Payment Plan

YOUR FUTURE HOME IS HERE!

Our team at Adjeley Estate specializing in high-end real estate is ready to assist you in all stages of the buying process, from finding the ideal property to negotiating and closing the deal. With years of experience helping people find their perfect home, we have the expertise and network to make the buying process as smooth and enjoyable as the life you’ll lead in your new property.

 

What is the process of buying a house in Ghana?

The process of buying a house in Ghana typically involves finding a property, negotiating the price and terms of the sale, obtaining a land title certificate, and registering the property with the Land Registry, etc. It is important to be aware of the procedure involved and what to expect before diving in.

 

Did You Know Why New Construction Homes Are A Top Choice For Today’s Home Buyer in Ghana?

Ask anyone who has recently invested in a brand-new home in Ghana,and many will share that all the built-in technology was an essential factor. Today’s homes in Accra are designed with the future in mind. High-speed networking, better wireless connectivity, high-tech security, and other features are all benefits that typically can’t be found in older homes.

 

What is a mortgage?

Mortgage is a loan that an individual receives from a bank or a mortgage lender that enables the individual to buy a home or a property, Note that, this being a loan means that the individual is expected to pay back the Loan amount over an agreed period of time.

Both individuals and corporations can take a mortgage to make a real estate purchase. The value of the property is held as secured collateral by the lenders or mortgage bank until you have paid off the mortgage amount plus any accrued interest.

In Ghana, there are a number of banks or mortgage lenders that give out home loans or mortgages.

 

How does mortgages work in Ghana?

The value of the property is held as secured collateral by the lenders or mortgage bank until you have paid off the mortgage amount plus any accrued interest.

In Ghana, there are a number of banks or mortgage lenders that give out home loans or mortgages.

 

Buying a home at Adjeley Estate couldn’t be simpler. Buying property directly from a credible developer is a hassle-free way to make a sound home investment in Ghana despite the complex nature of property acquisition and registration. We have established relationships with a number of banks in Ghana who offer a wide range of mortgage packages for your convenience.

 

We offer flexible payment terms and options for property acquisition such as respective monthly payment plan linked to the construction progress of your home.

 

OPTIONS AVAILABLE

SELF-FINANCING – CASH BUY DISCOUNT AND MORTGAGE LOAN

  • SELF-FINANCING

Self-financing requirements are to pay the cost of the house within 6, 12 or 18 months.

Monthly interest breakdown on self-financing.

Months

Initial Deposit

Balance

6 50% Spread equally over the Construction period of 6 months – 40% 40% 20%
12 30% Spread equally over the Constroction period of 12 months – 20% 40% 40%
18 20% Spread equally over the Construction period of 18 months – 15% 15% 15% 15% 20%

 

  • CASH BUY DISCOUNT

Save up to 7% of purchase price on your purchase.

A cash purchase (payment within 30 days of booking the unit) attracts a significant discount.

 

  • MORTGAGE/LOAN

Most Banks and mortgage institutions give requirement options up to 15 years to pay back mortgages and loans in monthly structured installments.

We are happy to facilitate the acquisition of a mortgage loan from any bank and financial institution of your choice.

For this payment option, the client will be required to pay a minimum of 20% deposit as indicated by mortgage institution and submit the supporting mortgage facility letter to us for processing.

With this leverage you can move in while paying after completion of your newly built forever home.

 

 

Get in touch with a Sales and Marketing representative for further assistance and inquiries by calling          +(233) 024 467 3564.

  • Fill and submit an application form with selection of a preferred house model.
  • Receive an offer letter from the sales team within 48 hours.
  • Pay a non-refundable committal fee of USD 5,000. (The committal fee is part of the total price of the house).
  • Sign offer letter and submit.
  • Sign sales and purchase agreement when initial 20% payment is made.
  • Property handed over after full payments and requirements have been met.

    We work an achievable plan together.

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